Broker
- General Liability

UK and Ireland Liability

A book of primary and excess general liability business in the UK and Ireland, on both an open market and lineslips/facilities basis. In addition, a number of specialist facilities exist including products recall and guarantee. Capacity is £100m with premium income £350m.

Scope of cover

Public and products liability
Employers’ liability
Excess employers’ liability
Excess public and products liability
Products guarantee/recall/financial loss (worldwide)
Incidental errors and omissions

Preferred business

The UK and Ireland liability team has an expertise which spans a broad range of sectors and industries.

Areas of focus include:

Automotive
Chemicals
Construction
Energy
Engineering
Food and drink

General manufacturing
Hotels
Public bodies
Transportation
Utilities
Wholesale/retail

Policy Details

Policies can be either primary, with a deductible (where permissable by law) which would be retained by the insured, or excess of an underlying amount, which can either be an insured layer or a retention which is self-insured.

Focusing on both London market and regional broking channels, the team can write business either on a direct basis in the form of an Insurance Contract with the insured or on a facultative basis. The latter is in a form of a Reinsurance Contract with the insurance company providing reinsurance support on a specific insured where the original contract is between the insured and the insurance company.

We are also developing our penetration in the SME mid-market liability for entities with premium parameters up to £100,000 for employers’ liability and £100,000 for public and products liability per risk.

The maximum capacity we are able to provide is £75m. The size of our line will depend on the requirements of our client, the quality of risk and term and conditions of the policy. We are nevertheless able to offer our maximum line on either a primary or excess of loss basis.