- National
- Manchester
- Products
- Casualty
Casualty
Casualty insurance development is a high priority for us in Manchester. We are keen to engage with brokers and show our appetite in becoming the insurer of choice for brokers in the North West region.
As with our other complementary underwriting areas we look at each risk on its own merit, however, we do know that brokers appreciate our joint approach where required.
Regional underwriters are fully empowered and supported by a wealth of actuarial, technical and administrative support,enabling us to provide robust and sustainable solutions to all of our clients, at all stages of the relationship.
We are committed to meeting client service requirements for policy documentation, claims handling and review meetings and consideration of mid-term amendments to coverage or policy structure.
We actively seek to establish a strong tripartite relationship, involving clients and brokers alike in all elements of our service proposition. Regular review of client requirements and regular communication allow our suite of services to develop in line with the evolution of our extensive client base.
We provide high level proactive account management, liaising closely with colleagues within the Risk Management, Claims and Rehabilitation teams.
Liability preferred business
The liability team has an expertise which spans a broad range of sectors and industries. We do not have a prescriptive list because we believe a key differentiator for us is our underwriting flexibility in looking at each case on its own merits.
Areas of focus include:
- Automotive
- Chemicals
- Construction
- Energy
- Engineering
- Food and drink
- General manufacturing
- Hotels
- Medical malpractice
- Pharmaceutical
- Public sector
- Tour operators
- Transportation
- Utilities
- Wholesale/retail
Scope of cover
- Public and products liability
- Employers’ liability
- Excess employers’ liability
- Excess public and products liability
Policy details
We have developed a suite of wordings designed to provide our insureds with a wide scope of cover.
Examples of automatic policy covers include
- Environmental clean up costs
- Corporate manslaughter defence costs
- Libel and slander to full policy limit
- Contractual liability
- Automatic cover in hostile territories
Examples of extensions and negotiable features include
- High hazard exposures
- Work at height and depth
- Financial loss
- North American exports
- Non-negligence cover (21.2.1)
- Incidental professional indemnity
- Ability to write long term projects policies up to 10 year duration
Contractors all risks
We can offer:
- Contractors all risks
- Own and hired in plant covers for contractors.
- Single projects
These covers are available for the majority of contractors for their exposures for both new and refurbishment work.
Includes general builders and specialist trade contractors articularly those involved in:
- Housebuilding
- Commercial and industrial buildings
- Installation of mechanical and electrical equipment
- Utilities
- Infrastructure
Key Contacts
